Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5722228
Complaint Overview
Complaint ID: 5722228
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Georgia
ZIP Code: 30339
Date Received: 2022-06-29T12:00:00-05:00
Date Sent to Company: 2022-06-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Since XXXX I have sent Equifax information to have XXXX Inquiries removed from my report that is not mine. - I disputed the information originally on XX/XX/XXXX and it came back verified. Which shows they never truly investigated these inquiries. - I sent in 3 letters via mail and they proceed to state they haven't received them. I sent certified mail the XXXX time on XX/XX/XXXX and it was received on the XXXX of XXXX. The XXXX time I sent regular mail as I didn't want to continue to pay extra. I have verified the address several times with them and it's the address they have received things at previously. After XXXX attempts by mail ( XXXX being sent on XX/XX/XXXX ) and my letter is not being " received ''. I spoke with someone about the problem of it not being received and they told me to send it via fax. I have tried that 4 times now and have not received anything back from them and the removal has still not happened. EACH TIME I HAVE SENT MY LETTER, FTC REPORT, AND ID and SSC. I have sent everything needed to have these taken care of and Equifax continues to avoid and lose XXXX letters I have sent to them. This is absolutely going against the Fair Credit Reporting Act and needs to be resolved. If not I do plan on filing a lawsuit at this point.
Frequently Asked Questions
What is Complaint #5722228 about?
Complaint #5722228 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-06-29T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.