Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5701805
Complaint Overview
Complaint ID: 5701805
Company: Island Finance Puerto Rico
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Pennsylvania
ZIP Code: 19133
Date Received: 2022-06-23T12:00:00-05:00
Date Sent to Company: 2022-06-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have 4 unauthorized inquiries in my credit report. 1- Island Finance LLC XXXX hard inquiry someone applies for a loan over the phone XXXX XXXX XXXX hard inquiry someone trying to get a credit card XXXX XXXX someone trying to finance online XXXX XXXX someone trying to apply for a credit card
Frequently Asked Questions
What is Complaint #5701805 about?
Complaint #5701805 was filed against Island Finance Puerto Rico regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-06-23T12:00:00-05:00.
How did Island Finance Puerto Rico respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Island Finance Puerto Rico?
Yes, visit the Island Finance Puerto Rico company profile at readthecomplaint.com/company/island-finance-puerto-rico to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.