Debt collection -- Attempts to collect debt not owed -- Complaint #5695700
Complaint Overview
Complaint ID: 5695700
Company: Southern Auto Finance Co
Product: Debt collection
Sub-Product: Auto debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Texas
ZIP Code: 765XX
Date Received: 2022-06-21T12:00:00-05:00
Date Sent to Company: 2022-06-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To whom it may concern, I am writing to delete the following information in my file : SAFCO XXXX It shows that this account was opened in 2015. My identity was stolen and fraudulent inaccurate accounts were applied for in my name without my consent. This unfortunate situation affected my credit status which leads to credit denials and higher interest rates.
Frequently Asked Questions
What is Complaint #5695700 about?
Complaint #5695700 was filed against Southern Auto Finance Co regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-06-21T12:00:00-05:00.
How did Southern Auto Finance Co respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Southern Auto Finance Co?
Yes, visit the Southern Auto Finance Co company profile at readthecomplaint.com/company/southern-auto-finance-co to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.