Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5694602

Complaint Overview

Complaint ID: 5694602

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: Connecticut

ZIP Code: 06066

Date Received: 2022-06-21T12:00:00-05:00

Date Sent to Company: 2022-06-21T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

A review of XXXX XXXX Equifax reporting of Account shows copious payments made on time not being reported. Borrower has made several requests for XXXX to correct CRAs reporting in XXXX. XX/XX/XXXX was paid on XX/XX/XXXX XX/XX/XXXX was paid on XX/XX/XXXX XX/XX/XXXX was paid on XX/XX/XXXX XX/XX/XXXX was wrongfully interfered with by XXXX on multiple occasions by order of a XXXX employee on multiple occasions. XX/XX/XXXX was wrongfully interfered with by XXXX on multiple occasions by order of a XXXX employee on multiple occasions. XX/XX/XXXX was wrongfully interfered with by XXXX on multiple occasions by order of a XXXX employee on multiple occasions. XX/XX/XXXX was wrongfully interfered with by XXXX on multiple occasions by order of a XXXX employee on multiple occasions. In XX/XX/XXXX no payment was made. In XX/XX/XXXX no payment was made. Request for loan modification made. XXXX wrongfully interfered by manipulating Account. In XX/XX/XXXX no payment was made. XXXX wrongfully interfered by manipulating Account. In XX/XX/XXXX no payment was made. Request for loan modification made. Loan modification granted. Began pre-loan modification agreement. In XX/XX/XXXX, Borrower made the first payment on XX/XX/XXXX, in agreement with the loan modification agreement. Borrower waited on loan modification agreement from XXXX. In XX/XX/XXXX, Borrower made the second payment on XX/XX/XXXX, in agreement with the loan modification agreement. Borrower waited on loan modification agreement from XXXX. In XX/XX/XXXX, Borrower made the third payment on time, in agreement with the loan modification agreement. Borrower waited on loan modification agreement from XXXX. In XX/XX/XXXX, Borrower made the fourth payment on time, in agreement with the loan modification agreement. XXXX sent Borrower loan modification agreement without the agreed-upon deferred principal balance. In XX/XX/XXXX, Borrower made the fifth payment on time, in agreement with the loan modification agreement. XXXX attributed XX/XX/XXXX through XX/XX/XXXX payments to Account on XX/XX/XXXX. Borrower waited on loan modification agreement from XXXX. In XX/XX/XXXX, Borrower made the next payment on time, in agreement with the loan modification agreement. XXXX attributed XX/XX/XXXX payment to Account on XX/XX/XXXX. Borrower waited on loan modification agreement from XXXX. In XX/XX/XXXX, Borrower made the next payment on time, in agreement with the loan modification agreement. XXXX attributed XX/XX/XXXX payment to Account on XX/XX/XXXX. XXXX sent Borrower the correct loan modification agreement. In XX/XX/XXXX, Borrower made the next payment on time, in agreement with the loan modification agreement. XXXX attributed XX/XX/XXXX payment to Account on XX/XX/XXXX. Borrower sent XXXX the signed loan modification agreement. In XX/XX/XXXX, Borrower made the next payment on XX/XX/XXXX. XXXX CRA reporting shows No Data Available. In XX/XX/XXXX, Borrower made the next payment on XX/XX/XXXX. XXXX CRA reporting shows No Data Available. In XX/XX/XXXX, Borrower made the payment on XX/XX/XXXX. XXXX CRA reporting shows No Data Available. In XX/XX/XXXX, Borrower made the next payment on XX/XX/XXXX. XXXX CRA reporting shows No Data Available In XX/XX/XXXX, XXXX made the payment on XX/XX/XXXX. XXXX CRA reporting shows No Data Available. In XX/XX/XXXX, Borrower made the payment on XX/XX/XXXX. XXXX CRA reporting shows No Data Available. In XX/XX/XXXX, Borrower made the payment on XX/XX/XXXX. XXXX CRA reporting shows No Data Available In XX/XX/XXXX, Borrower made the payment on XX/XX/XXXX. XXXX CRA reporting shows No Data Available. In XX/XX/XXXX, Borrower made the payment on XX/XX/XXXX. XXXX CRA reporting shows No Data Available. In XX/XX/XXXX, Borrower made the payment on XX/XX/XXXX. XXXX CRA reporting shows No Data Available. In XX/XX/XXXX, Borrower made the payment on XX/XX/XXXX. XXXX CRA reporting shows No Data Available. In XX/XX/XXXX, Borrower made the payment on XX/XX/XXXX. XXXX CRA reporting shows No Data Available. In XX/XX/XXXX, Borrower made the payment on XX/XX/XXXX. XXXX CRA reporting shows No Data Available. In XX/XX/XXXX, Borrower made the payment on XX/XX/XXXX. XXXX CRA reporting shows No Data Available. In XX/XX/XXXX, Borrower made the payment on XX/XX/XXXX. XXXX CRA reporting shows No Data Available. In XX/XX/XXXX, Borrower made the payment on XX/XX/XXXX. XXXX CRA reporting shows No Data Available. In XX/XX/XXXX, Borrower made the payment on XX/XX/XXXX. XXXX CRA reporting shows No Data Reported. In XX/XX/XXXX, Borrower made the payment on XX/XX/XXXX. XXXX CRA reporting shows No Data Reported.

Frequently Asked Questions

What is Complaint #5694602 about?

Complaint #5694602 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-06-21T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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