Debt collection -- Attempts to collect debt not owed -- Complaint #5684478
Complaint Overview
Complaint ID: 5684478
Company: National Credit Adjusters, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Missouri
ZIP Code: 63123
Date Received: 2022-06-18T12:00:00-05:00
Date Sent to Company: 2022-07-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XX/XX/XXXX XXXX informed me about a personal loan in the amount of {$620.00}. The information they had was from a previous employer back in XXXX. There was no loan taken out by me personally at that time or ever. The company instructed me to file a claim with the government site XXXX I made an account and filed a claim stating that this was identity theft and was created without my knowledge. Now on XX/XX/XXXX I am still trying to get this taken off my credit.
Frequently Asked Questions
What is Complaint #5684478 about?
Complaint #5684478 was filed against National Credit Adjusters, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-06-18T12:00:00-05:00.
How did National Credit Adjusters, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against National Credit Adjusters, LLC?
Yes, visit the National Credit Adjusters, LLC company profile at readthecomplaint.com/company/national-credit-adjusters-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.