Checking or savings account -- Managing an account -- Complaint #5684344

Complaint Overview

Complaint ID: 5684344

Company: Discover Bank

Product: Checking or savings account

Sub-Product: Savings account

Issue: Managing an account

Sub-Issue: Problem accessing account

State: Illinois

ZIP Code: 60626

Date Received: 2022-06-18T12:00:00-05:00

Date Sent to Company: 2022-06-18T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I got email from Discover on XX/XX/XXXX saying my account was blocked and I needed to call their security team immediately. I did so and waited for more than 3 hours on line while nobody answered and was just cut off. I tried multiple times from Monday to Friday from 8am to midnight, and waited for many hours on line just to get to talk to a human. There was no one to answer the call for this whole week. My savings account totally disappeared from my online banking and mobile app. I saved all my money in discover savings account, and now I can not access it and can not make any payment while no agent can help me solve this issue.

Frequently Asked Questions

What is Complaint #5684344 about?

Complaint #5684344 was filed against Discover Bank regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2022-06-18T12:00:00-05:00.

How did Discover Bank respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Discover Bank?

Yes, visit the Discover Bank company profile at readthecomplaint.com/company/discover-bank to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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