Debt collection -- False statements or representation -- Complaint #5681420
Complaint Overview
Complaint ID: 5681420
Company: Fair Collections & Outsourcing, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Oregon
ZIP Code: 972XX
Date Received: 2022-06-17T12:00:00-05:00
Date Sent to Company: 2022-07-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Fair Collection and Outsourcing Inc. reported a false rental debt to credit bureaus in violation of Reg. F, 12 C.F.R. 1006.30 ( a ) ( 1 ). The debt was never verified and stems from a landlord tenant dispute without a valid court judgement.
Frequently Asked Questions
What is Complaint #5681420 about?
Complaint #5681420 was filed against Fair Collections & Outsourcing, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2022-06-17T12:00:00-05:00.
How did Fair Collections & Outsourcing, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Fair Collections & Outsourcing, INC.?
Yes, visit the Fair Collections & Outsourcing, INC. company profile at readthecomplaint.com/company/fair-collections-outsourcing-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.