Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5681331

Complaint Overview

Complaint ID: 5681331

Company: Hw Holding, INC

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Texas

ZIP Code: 75052

Date Received: 2022-06-17T12:00:00-05:00

Date Sent to Company: 2022-06-17T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On around XX/XX/XXXX an alert showed from XXXX about a collection debt from Hunter Warfield for {$7000.00}. Hunter Warfield is a collection agency for apartments. The original Creditor is XXXX XXXX at XXXX in XXXX TX an apartment complex that I have never applied for. This debt was opened fraudently in my name around XX/XX/XXXX. I've never lived in XXXX. Calls to the apartment complex have gone unanswered. Meanwhile I'm disputing this inaccurate information and XXXX says the item was accurate and validated. This is not my debt. I have been subject to identify theft for the past 3 years from the data breaches to where I've put a credit freeze on my account. The XXXX dispute was closed on XX/XX/XXXX and I've called and opened another dispute for this item. I have also contacted the XXXX on Hunter Warfield.

Frequently Asked Questions

What is Complaint #5681331 about?

Complaint #5681331 was filed against Hw Holding, INC regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-06-17T12:00:00-05:00.

How did Hw Holding, INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Hw Holding, INC?

Yes, visit the Hw Holding, INC company profile at readthecomplaint.com/company/hw-holding-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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