Credit card or prepaid card -- Problem when making payments -- Complaint #5677827

Complaint Overview

Complaint ID: 5677827

Company: TD Bank US Holding Company

Product: Credit card or prepaid card

Sub-Product: Store credit card

Issue: Problem when making payments

Sub-Issue: You never received your bill or did not know a payment was due

State: Texas

ZIP Code: 75068

Date Received: 2022-06-16T12:00:00-05:00

Date Sent to Company: 2022-06-16T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I was shocked when reviewing my credit report and found a 30 day late payment reported for XXXX of 2019. I am not sure how this happened. I believe I made my payments to you when I received my statements. My only thought is that my statement didnt reach me.

Frequently Asked Questions

What is Complaint #5677827 about?

Complaint #5677827 was filed against TD Bank US Holding Company regarding Credit card or prepaid card specifically about Problem when making payments. It was received by the CFPB on 2022-06-16T12:00:00-05:00.

How did TD Bank US Holding Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against TD Bank US Holding Company?

Yes, visit the TD Bank US Holding Company company profile at readthecomplaint.com/company/td-bank-us-holding-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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