Debt collection -- Written notification about debt -- Complaint #5676122
Complaint Overview
Complaint ID: 5676122
Company: M. G. Credit, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: Florida
ZIP Code: 322XX
Date Received: 2022-06-15T12:00:00-05:00
Date Sent to Company: 2022-06-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
MG Credit XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL. XXXX XXXX XXXX XXXX XXXX to MG Credit XXXX In response to your letter with each document sent in an attempt to prove I owe MG Credit on behalf of XXXX XXXX you also stated I owe a lien via DMV and sent some printouts of this involving additional storage fees etc. Let me start by saying I PHYSICALLY visited my local DMV I was given LEGITIMATE printouts from the DMV with verifiable proof I DO NOT OWE ANY LIEN. I ALSO PHYSICALLY visited XXXX XXXX on the same day. I spoke with 2 office managers onsite. Both searched their systems and assured me they have no records of XXXX XXXX at all ever being in their system ASSUMING THEIR SYSTEM ONLY DATES BACK SO FAR. I requested XXXX XXXX PROVIDE ME PHYSICAL VERIFIABLE PROOF of any alleged debt I owe them. After being told they have nothing in their system to give me I then asked for proof I do not owe their company XXXX XXXX has denied ever having XXXX XXXX in their system at all. XXXX XXXX denies all involvement with this alleged debt and was not able to provide me with any supporting documents since they have nothing in their system about XXXX XXXX owing them any debt. XXXX XXXX is requesting I send them the documents MG Credit has sent to me since they have no records of XXXX XXXX anywhere in their systems. XXXX XXXX office manager gave me their cellphone number to help me resolve this issue. With all the lies, deceit, abusive, unfair, false deceptive forms sent to me, all the FCRA/FDCPA/FCCPA VIOLATIONS I have since contacted A Law Firm MG Credit is very familiar with to get legal advice on this matter as this is beyond bizarre and MG Credit is claiming I owe their client XXXX XXXX and XXXX XXXX claims to not know of any of the following alleged debts nor any records/documents of XXXX XXXX at all in their systems . I DID NOT HAVE A VEHICLE STORED ANYWHERE FOR 62 DAYS THESE ARE ALL FALSE CLAIMS. I previously requested MG Credit send additional documents to help prove their claims I only received sketchy-looking printouts with overlays of other wording this paperwork provide by MG Credit is false, deceptive, and unverifiable just HIDEOUS. These forms have no signatures and look old and outdated. Perhaps the Bill of Sale, Master Purchase, Sale Agreements, Terms, and Conditions, and Addendum might help in future issues being resolved outside of litigation. I may or may not attach copies of my TRUE documents from the DMV or just save them as part of discovery. I UNDERSTAND MG CREDIT IS IN THE BUSINESS OF BUYING PAPER JUST MAKE SURE WHEN YOU BUY PAPER THAT YOU ARE NOT BUYING A BUNCH OF JUNK. I DO NOT OWE MG CREDIT ANY DEBT I DO NOT OWE XXXX XXXX ANY DEBT. PERMENATELY REMOVE/DELETE YOUR MARKS FROM EACH OF MY CONSUMER REPORTS AS SOON AS POSSIBLE TO REMOVE YOUR AGENCY FROM YOUR FOUL POSITION. MG Credit MUST BE A FOOL TO RUN AFOUL TO CONGRESS WITH NO REGARD TO THE LEGAL TROUBLES THAT MUST FOLLOW FOR EACH VIOLATION. MG Credit HAS NO CREDIBILITY AT ALL. XXXX XXXX IS REMOVING THEMSELVES FROM THE SITUATION AS THEY SEE LITIGATION IS NOT WORTH LOSING MUCH MORE THAN THE FABRICATED AMOUNTS OF {$1300.00} WILL COST BOTH MG Credit AND XXXX XXXX A LOT MORE IN THE END.
Frequently Asked Questions
What is Complaint #5676122 about?
Complaint #5676122 was filed against M. G. Credit, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2022-06-15T12:00:00-05:00.
How did M. G. Credit, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against M. G. Credit, INC.?
Yes, visit the M. G. Credit, INC. company profile at readthecomplaint.com/company/m-g-credit-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.