Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5674784
Complaint Overview
Complaint ID: 5674784
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Texas
ZIP Code: 75119
Date Received: 2022-06-15T12:00:00-05:00
Date Sent to Company: 2022-06-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Date : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Tx. XXXX Experian XXXXXXXX XXXX XXXX XXXXXXXX, TX. XXXX US Dept of Education/XXXX US Dept of EducationXXXX US Dept of Education/XXXX XXXX XXXX To Whom It May Concern , You received my request for the method of verification on XX/XX/2022. However, you failed to provide a method used to verify the information of the dispute and the source and the name of the person you contacted. Provide me with the method used to verify this negative item or delete the information. You are reporting false information on my report and you are in violation of the Fair Credit Reporting Act and the items under dispute must be deleted in 30 days or I will be filing a complaint with the Consumer Financial Protection Bureau and take legal action. Respectfully Yours, XXXX XXXX
Frequently Asked Questions
What is Complaint #5674784 about?
Complaint #5674784 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-06-15T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.