Debt collection -- Attempts to collect debt not owed -- Complaint #5670476

Complaint Overview

Complaint ID: 5670476

Company: Procollect, INC.

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Missouri

ZIP Code: 64118

Date Received: 2022-06-14T12:00:00-05:00

Date Sent to Company: 2022-06-14T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Around XX/XX/XXXX someone started using my name to rent apartments in at least California, Washington DC, New York, and Pennsylvania. I have not lived ANYWHERE but MISSOURI since XX/XX/XXXX. I have maintained and ran a business in MISSOURI since XX/XX/XXXX. I placed a Fraud Alert with XXXX on XX/XX/XXXX. Several months ago ProCollect began harassing me about {$7900.00} owed. Every time they called I asked for written proof of the debt. They never sent me written proof. They were harassing, rude, and hung up on me. They demanded money or that I send a police report, yet they would not provide info about the debt so that I could file one. XX/XX/XXXX - I filed complaint against ProCollect with XXXX XX/XX/XXXX - ProCollect finally sent me a one page statement which had no identifying information for me except for my first and last name. Th page only showed {$2000.00} in charges. No contract has been provided. Nothing with my signature has been provided. XX/XX/XXXX - Called XXXX to dispute the collection by ProCollect on my credit report. This is NOT my debt. I demand ProCollect remove the debt from my credit reports.

Frequently Asked Questions

What is Complaint #5670476 about?

Complaint #5670476 was filed against Procollect, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-06-14T12:00:00-05:00.

How did Procollect, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Procollect, INC.?

Yes, visit the Procollect, INC. company profile at readthecomplaint.com/company/procollect-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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