Debt collection -- Attempts to collect debt not owed -- Complaint #5664813
Complaint Overview
Complaint ID: 5664813
Company: National Credit Adjusters, LLC
Product: Debt collection
Sub-Product: Payday loan debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Texas
ZIP Code: 78217
Date Received: 2022-06-13T12:00:00-05:00
Date Sent to Company: 2022-06-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing a collection account that does not belong to me. The collection account appears on my credit report from all three credit bureau 's. The account in question is from a collection agency named National Credit Adjusters. The amount this company claims I owe them is {$780.00}. I have made contact with National Credit Adjusters and all three credit bureau 's to request proof of validation. My first request was made XX/XX/XXXX. As of today, XX/XX/XXXX, neither the collection company or any three of the credit bureau 's has validated this account. They have failed to provide proof that this account belongs to me. After multiple requests, I would like to request assistance from XXXX and possibly take legal action.
Frequently Asked Questions
What is Complaint #5664813 about?
Complaint #5664813 was filed against National Credit Adjusters, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-06-13T12:00:00-05:00.
How did National Credit Adjusters, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against National Credit Adjusters, LLC?
Yes, visit the National Credit Adjusters, LLC company profile at readthecomplaint.com/company/national-credit-adjusters-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.