Checking or savings account -- Managing an account -- Complaint #5639477

Complaint Overview

Complaint ID: 5639477

Company: Chime Financial INC

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Deposits and withdrawals

State: Texas

ZIP Code: 76240

Date Received: 2022-06-06T12:00:00-05:00

Date Sent to Company: 2022-06-06T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XXXX I was incarcerated and was not released from prison until XXXX. During my incarceration over {$1500.00} was taken from my chime banking account I contacted chime to dispute these charges as well as filing a police report. I sent chime all my incarceration papers showing I was indeed incarcerated and was not the person charging my debit card. After less then 6 hours chime denied my dispute. I feel chime didnt investigate my claim or take it seriously. I will provide you with all the same info I sent to chime. Including a police report number. My parole papers. Jail records and court documents. I was clearly unable to make any charges on the account. Thank you.

Frequently Asked Questions

What is Complaint #5639477 about?

Complaint #5639477 was filed against Chime Financial INC regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2022-06-06T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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