Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5638714
Complaint Overview
Complaint ID: 5638714
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: North Carolina
ZIP Code: 273XX
Date Received: 2022-06-06T12:00:00-05:00
Date Sent to Company: 2022-06-06T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In accordance with fair Credit reporting act XXXX account numbers has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.C.S 1681 section 2 : it also states Consumer reporting agency can not furnish a account without my written instruction DEPT OF ED / XXXX XXXX Address XXXX XXXX XXXX XXXX, NE XXXX Monthly Payment {$0.00} Responsibility Individual Account Loan Type STUDENT LOAN Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Account Type Installment Account Date Updated XX/XX/XXXX Payment Received {$0.00} Terms {$0.00} per month, paid Monthly for 120 months High Balance ( Hist. ) High balance of {$1700.00} from XX/XX/XXXX to XX/XX/XXXX Remarks ACCT CLOSED DUE TO TRANSFER ; TRANSFERRED TO ANOTHER OFFICE Pay Status >Transferred ; was 120 days past due date< Date Closed XX/XX/XXXX Estimated month and year this item will be removed XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX, NE XXXX Monthly Payment {$0.00} Responsibility Individual Account Loan Type STUDENT LOAN Payment Received {$0.00} Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Account Type Installment Account Date Updated XX/XX/XXXX Pay Status >Transferred ; was 120 days past due date< Terms {$0.00} per month, paid Monthly for 120 months High Balance ( Hist. ) High balance of {$3000.00} from XX/XX/XXXX to XX/XX/XXXX Remarks ACCT CLOSED DUE TO TRANSFER ; TRANSFERRED TO ANOTHER OFFICE Date Closed XX/XX/XXXX Estimated month and year this item will be removed XX/XX/XXXX XXXX XXXX XXXX XXXX - - - - - - - - - - - - X {$3200.00} {$360.00} {$0.00} {$33.00} XXXX -- - -- - -- - -- - OK Address Phone XXXX XXXX XXXX XXXX XXXX, TX XXXX ( XXXX ) XXXX Monthly Payment {$0.00} Responsibility Individual Account Loan Type AUTOMOBILE Payment Received {$0.00} Pay Status >Charge-off< Date Opened XX/XX/XXXX Account Type Installment Account Date Updated XX/XX/XXXX Last Payment Made XX/XX/XXXX Terms {$0.00} per month, paid Monthly for 72 months Date Closed XX/XX/XXXX Estimated month and year this item will be removed XX/XX/XXXX High Balance ( Hist. ) High balance of {$23000.00} from XX/XX/XXXX to XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX NC XXXX Date Opened XX/XX/XXXX Account Type Open Account Date Updated XX/XX/XXXX Last Payment Made XX/XX/XXXX Date Closed XX/XX/XXXX Estimated month and year this item will be removed XX/XX/XXXX Phone ( XXXX ) XXXX Responsibility Individual Account Loan Type DEPOSIT RELATED Payment Received {$0.00} Pay Status >Charge-off< High Balance ( Hist. ) High balance of {$0.00} from XX/XX/XXXX to XX/XX/XXXX XXXX DEPT OF EDUCATION XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX VA 23323 Monthly Payment {$0.00} Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Loan Type STUDENT LOAN Payment Received {$0.00} Pay Status >Collection< Date Closed XX/XX/XXXX Estimated month and year this item will be removed XX/XX/XXXX Account Type Installment Account Date Updated XX/XX/XXXX Original Creditor XXXX XXXX Terms $ XXXX Payment High Balance ( Hist. ) High balance of {$3000.00} from XX/XX/XXXX to XX/XX/XXXX Scheduled Payment : Remarks : Rating : {$0.00} XXXX COL {$0.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX US DEPT OF EDUCATION XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX VA XXXX Monthly Payment {$0.00} Responsibility Individual Account Loan Type STUDENT LOAN Payment Received {$0.00} Pay Status >Collection< Date Closed XX/XX/XXXX Estimated month and year this item will be removed XX/XX/XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Account Type Installment Account Date Updated XX/XX/XXXX Original Creditor XXXX XXXX Terms $ XXXX Payment High Balance ( Hist. ) High balance of {$1700.00} from XX/XX/XXXX to XX/XX/XXXX XXXX XXXXXXXX Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX Date Opened XX/XX/XXXX Account Type Open Account Balance {$1400.00} High Balance {$1500.00} Past Due {$1400.00} Phone ( XXXX ) XXXX Responsibility Individual Account Loan Type COLLECTION AGENCY/ATTORNEY Date Updated XX/XX/XXXX Original Creditor XXXXXXXX XXXX XXXX Pay Status >Collection< Estimated month and year this item will be Remarks removed >PLACED FOR COLLECTIONXXXX XXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, NC XXXX Date Opened XX/XX/XXXX Account Type Open Account Balance {$0.00} Last Payment Made XX/XX/XXXX Original Creditor XXXX XXXX Pay Status >Account Paid in Full was a Collection< Date Paid XX/XX/XXXX Remarks >PAID COLLECTION< Phone ( XXXX ) XXXX Responsibility Individual Account Loan Type COLLECTION AGENCY/ATTORNEY Date Updated XX/XX/XXXX High Balance {$120.00} Past Due {$0.00} Date Closed XX/XX/XXXX Estimated month and year this item will be removed XX/XX/XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXXXXXX XXXX, NC XXXX Date Opened XX/XX/XXXX Account Type Open Account Phone ( XXXX ) XXXX Responsibility Individual Account Loan Type COLLECTION AGENCY/ATTORNEY Balance {$570.00} High Balance {$570.00} Past Due {$570.00} Estimated month and year this item will be removed XX/XX/XXXX Date Updated XX/XX/XXXX Original Creditor XXXX XXXX Pay Status >Collection< Remarks Account information disputed by consumer ( FCRA ) ; XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, FL XXXX Date Opened XX/XX/XXXX Account Type Open Account Balance {$470.00} High Balance {$470.00} Past Due {$470.00} Estimated month and year this item will be removed XX/XX/XXXX Phone ( XXXX ) XXXX Responsibility Individual Account Loan Type COLLECTION AGENCY/ATTORNEY Date Updated XX/XX/XXXX Original Creditor XXXX Pay Status >Collection< Remarks >PLACED FOR COLLECTION< XXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, MN XXXX Date Opened XX/XX/XXXX Account Type Open Account Phone ( XXXX ) XXXX Responsibility Individual Account Loan Type COLLECTION AGENCY/ATTORNEY Balance {$270.00} High Balance {$270.00} Past Due {$270.00} Estimated month and year this item will be removed XX/XX/XXXX Date Updated XX/XX/XXXX Original Creditor XXXX XXXX UNIVERSITY XXXX Pay Status >Collection< Remarks >PLACED FOR COLLECTION< In accordance with fair Credit reporting act XXXX account numbers has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.C.S 1681 section 2 : it also states Consumer reporting agency can not furnish a account without my written instruction
Frequently Asked Questions
What is Complaint #5638714 about?
Complaint #5638714 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-06-06T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.