Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #5623001

Complaint Overview

Complaint ID: 5623001

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Pennsylvania

ZIP Code: 152XX

Date Received: 2022-06-01T12:00:00-05:00

Date Sent to Company: 2022-06-01T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I don't believe that there's been an actual investigation on these accounts and you've failed to furnish any documentation that prove they are reported correctly. Because of this, I need for you to perform an independent investigation and go beyond the original source of information to ascertain the accuracy of my accounts. I would also like to see any and all documentation that was used in the previous investigation as well as the documentation that you are required to have on file prior to the reporting of this account to ensure accuracy. I am getting really frustrated, because you keep telling me that I'm wrong when I'm sending you info taken directly from my credit report! This is exactly what you are reporting and I'm pointing out the errors, so how am I wrong when it's what you're showing me? Explain to me how these can be verified, then updated and continue to report inaccuracies? Delete the following from my credit report immediately! XXXX # Transunion date last active XX/XX/XXXX. Last payment date XX/XX/XXXX DELETE XXXX XXXX # Last active date XX/XX/XXXX. Last payment XX/XX/XXXX. DELETE XXXX XXXX # Transunion last date active XX/XX/XXXX. XXXX last active XX/XX/XXXX. DELETE XXXX XXXX # Account opened XX/XX/XXXX. XXXX open date XX/XX/XXXX. DELETE XXXX XXXX/XXXX XXXX XXXX # XXXX reported XX/XX/XXXX. Last active XX/XX/XXXX. DELETE THE XXXX # Transunion active date XX/XX/XXXX. XXXX active date XX/XX/XXXX. DELETE XXXX XXXX XXXX # Last reported XX/XX/XXXX. Last active XX/XX/XXXX. DELETE XXXX XXXX XXXX # Last report and last active date the same. DELETE XXXX # XXXX last active XX/XX/XXXX. XXXX last active XXXXTransunion last active XX/XX/XXXX DELETE XXXX XXXXXXXX # Last report and last active the same date. DELETE XXXX XXXX # Provide proof of open date. DELETE XXXX # Credit limit {$200.00}. Credit high {$400.00} DELETE FST XXXX # Credit limit {$400.00}. High credit {$700.00} DELETE FST XXXX # Credit limit {$300.00}. High credit {$510.00} DELETE XXXX # Credit limit {$300.00}. High credit {$630.00} DELETE

Frequently Asked Questions

What is Complaint #5623001 about?

Complaint #5623001 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2022-06-01T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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