Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5618769
Complaint Overview
Complaint ID: 5618769
Company: TD Bank US Holding Company
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Florida
ZIP Code: 34772
Date Received: 2022-05-31T12:00:00-05:00
Date Sent to Company: 2022-05-31T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I did found out this morning that I received the email from XXXX XXXX said that I have XXXX point off on my credit score. Because of Inquiries ( Target credit card ) I didn't apply for target credit card on XX/XX/2022. I will like to please remove that in my credit and MUSR BE FRAUD. I just spoken to XXXX live person said I have to go thru fill it out paper form on FTC.GOV. I give them my drive license and social security and explain to them what happen then mail it. they will received from me then they will remove target credit card on my credit.
Frequently Asked Questions
What is Complaint #5618769 about?
Complaint #5618769 was filed against TD Bank US Holding Company regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-05-31T12:00:00-05:00.
How did TD Bank US Holding Company respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against TD Bank US Holding Company?
Yes, visit the TD Bank US Holding Company company profile at readthecomplaint.com/company/td-bank-us-holding-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.