Debt collection -- False statements or representation -- Complaint #5617790
Complaint Overview
Complaint ID: 5617790
Company: Experian Information Solutions INC.
Product: Debt collection
Sub-Product: Credit card debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Texas
ZIP Code: 76137
Date Received: 2022-05-27T12:00:00-05:00
Date Sent to Company: 2022-05-27T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/XXXX I sent a debt validation letter to the creditor XXXX. The creditor reported 2 accounts with different amounts on the credit reports. However one account got deleted but the other account is been under dispute until XX/XX/XXXX, the company has reported false information violations 15USC 1681 to the credit bureaus to have it on file till XX/XX/XXXX, which is a violation under the federal law. The company is required by federal law to verify that information is mine and is correct in 30 days and not more. As of today is XXXX XXXX Account XXXX XXXX {$560.00}
Frequently Asked Questions
What is Complaint #5617790 about?
Complaint #5617790 was filed against Experian Information Solutions INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2022-05-27T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.