Checking or savings account -- Managing an account -- Complaint #5616347

Complaint Overview

Complaint ID: 5616347

Company: Paypal Holdings, INC

Product: Checking or savings account

Sub-Product: Other banking product or service

Issue: Managing an account

Sub-Issue: Funds not handled or disbursed as instructed

State: Texas

ZIP Code: XXXXX

Date Received: 2022-05-27T12:00:00-05:00

Date Sent to Company: 2022-05-27T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I have a Venmo account that Ive only used twice in the three years Ive had it. 18 months ago they made an accounting error and stated I owed them XXXX XXXX After dozens of calls and proving records they finally fixed my account a month ago and instead of me owing them {$230.00}. There is a credit balance Id {$61.00}. Ive tied repeatedly to obtain those funds and close the account but they will not allow me to take possession of my credit balance as they have my account locked saying I need to provide them my identification and Ive now supplied that twice. They are now telling me that can not verify that Im the owner of the account even after Ive sent my drivers license, validated my phone number, email, address, date of birth, address and last four of my bank account attached to the account ( none of which has changed since inception of this account.

Frequently Asked Questions

What is Complaint #5616347 about?

Complaint #5616347 was filed against Paypal Holdings, INC regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2022-05-27T12:00:00-05:00.

How did Paypal Holdings, INC respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Paypal Holdings, INC?

Yes, visit the Paypal Holdings, INC company profile at readthecomplaint.com/company/paypal-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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