Checking or savings account -- Problem with a lender or other company charging your account -- Complaint #5615712

Complaint Overview

Complaint ID: 5615712

Company: Wells Fargo & Company

Product: Checking or savings account

Sub-Product: Checking account

Issue: Problem with a lender or other company charging your account

Sub-Issue: Transaction was not authorized

State: Pennsylvania

ZIP Code: 191XX

Date Received: 2022-05-30T12:00:00-05:00

Date Sent to Company: 2022-05-30T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I had {$600.00} spent in XXXX {$200.00} transactions on my Debit Card at XXXX XXXX XXXX in the very early morning on XX/XX/XXXX. Wells Fargo nulled the last transaction and notified me. I called them as soon as I awoke to report the fraud, and they opened an investigation but did not manage to refund me the {$400.00} and did not notify me when they were done with my claim, what they found, or why my money was not refunded. I have attached the last communication they had with me on this matter which said they would " let me know what they found out when their research was complete '' but they never did. I received a new debit card.Now It is XX/XX/XXXX and once again I had over {$700.00} of my money spent fraudulently on my new debit card. Wells Fargo has clearly had a security breach or is not doing enough to protect my information even on a card that is barely used. I am worried I will be lost in the same black hole of their claims department with no recourse and be out over {$1000.00} just because of using Wells Fargo.

Frequently Asked Questions

What is Complaint #5615712 about?

Complaint #5615712 was filed against Wells Fargo & Company regarding Checking or savings account specifically about Problem with a lender or other company charging your account. It was received by the CFPB on 2022-05-30T12:00:00-05:00.

How did Wells Fargo & Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Wells Fargo & Company?

Yes, visit the Wells Fargo & Company company profile at readthecomplaint.com/company/wells-fargo-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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