Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5615663
Complaint Overview
Complaint ID: 5615663
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Pennsylvania
ZIP Code: 168XX
Date Received: 2022-05-29T12:00:00-05:00
Date Sent to Company: 2022-05-29T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
A few months ago i noticed over XXXX auto loan inquiries on my experian credit report. I know it was fraudulant because I am not in the market for a new car. I bought my car back in 2019 and have not applied for loans since then. I printed off all of the information that experian requires for disputes and i sent it to them via USPS certified mail. I explained to them that none of these inquiries were made by me and are fraudulant. I further explained that if they are not connected to a account on my report then I want them removed. out of the XXXX fraudulant inquires they removed XXXX! Having that amount of inquires on my report is affecting my score ( which im in the process of re-building ) and its making things difficult for me. XXXX of them are from ( XXXX XXXX ) XXXX of them are from ( XXXX XXXX XXXX ) XXXX are from ( XXXX XXXX XXXX ) XXXX are from ( XXXX XXXX ) XXXX are from ( XXXX XXXX ) XXXX are from ( XXXX XXXX ) XXXX are from ( XXXX XXXX ) XXXX are from ( XXXX XXXX ) XXXX are from ( XXXX XXXX XXXX XXXX XXXX from ( XXXX XXXX ) XXXX are from ( XXXX XXXX ) XXXX are from ( XXXX XXXX XXXX ) Those are XXXX inquires that I did not make! and experian refuses to REMOVE. these inquires were made fraudulantly in my name. Those are just the ones that stuck out to me because there are so many so I may have missed some. All I want is these removed from my credit. This has had a negetive impact on my life and i have had to apply security freezes to multiple reporting agencies including locking my credit report with experian becasue im scared its going to contine due to their lack of help.
Frequently Asked Questions
What is Complaint #5615663 about?
Complaint #5615663 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-05-29T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.