Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5612885
Complaint Overview
Complaint ID: 5612885
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Florida
ZIP Code: 322XX
Date Received: 2022-05-30T12:00:00-05:00
Date Sent to Company: 2022-05-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
EXPERIAN XXXX XXXX XXXX XXXX, TX XXXX RE ; YOUR RESPONSE ON XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX. XXXX Fl. XXXX The above noted personal identifiers are the only requisite I authorize, please eradicate ALL OTHERS AS PREVIOUSLY REQUESTED ON XX/XX/XXXX. BLOCK any others from being reported, or demonstrate to me your regulatory right to retain as mandated by FCRA laws. I DO NOT AUTHORIZE you to retain ANY not MANDATED allegations versus me. I XXXX XXXX to Experian Consumer Reporting Service this is a request for your agency for an INDEPENDENT INVESTIGATION into each of the inquiries listed below. Your response to my first request to have UNAUTHORIZED INQUIRIES REMOVED makes no sense at all to me. ANY INFORMATION you retain, or report MUST be mandated, true, correct, complete, timely, proven mine, of my responsibility. UNAUTHORIZED and or possibly FRAUDULENT certainly unproven to be compliant with mandated proof of permissible purpose Credit Inquiries by Creditors on my Consumer Reports. I am requesting compliant proven permissible purpose that allows your agency to retain, report, and share lawfully the listed inquiries. Each inquiry listed below is ALLEGED NOT PROVEN COMPLIANT INQUIRY OF PERMISSIBLE PURPOSE PERMANENT IMMEDIATE DELETION IS DEMANDED. I COMPEL YOU TO DEMONSTRATE THE MANDATED PYSICAL VERFIABLE PROOF SENT TO ME. I REQUEST BOTH SOFT INQUIRIES SHOULD BE INVESTIGATED AT THIS TIME ALONG WITH HARD INQUIRIES. PHYSICAL PROOF REQUIRED FROM EACH. HARD INQUIRIES LISTED IN MY COMPLAINT THANKS FOR YOUR IMMEDIATE ATTENTION TO THIS MATTER EXPERIAN INQUIRIES XXXX CREDIT XXXX XXXX SALE XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX XXXX SOFT INQUIRY SHOULD ALSO BE INCLUDED IN THIS INVESTIGATION SOFT INQUIRIES FOLLOW THE SAME INVESTIGATIONS I REQUEST. ( ( PLEASE PROVIDE ALL REQUESTED ITEMS BELOW AFTER INVESTIGATIONS ) ) MANDATED PHYSICAL VERIFIABLE PROOF I AUTHORIZED EACH INQUIRY WHAT PROCEDURES USED TO VERIFY PROTECTING MY IDENTITY AVCD- PLEASE PROVIDE FROZEN SCANS- PLEASE PROVIDE AUD- PLEASE PROVIDE I AM REQUESTING MY CONSUMER FILES AND CONSUMER REPORTS-BOTH ARE REQUESTED. I DEMAND YOU VALIDATE THIS INFORMATION WITH THESE ORIGINAL CREDITORS PROVIDE DOCUMENTATION BEARING MY SIGNATURE. MAKE ALL REQUEST TO RELIEVE YOUR AGENCY FROM YOUR FOUL POSITION OF NON-COMPLIANCE AND YOUR CONTINUED VIOLATIONS OF THE LAW THIS SHOULD ALL BE COMPLETE UNDER 30 DAYS AS YOU FAILED TO DO PROPER INVESTIGATIONS WHEN PREVIOUSLY REQUESTED. CURRENTLY YOU ARE IN VIOLATION OF THE FCRA AS PER USUAL. XXXX XXXX XXXX ( g ) XXXX XXXX XX/XX/XXXX
Frequently Asked Questions
What is Complaint #5612885 about?
Complaint #5612885 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-05-30T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.