Debt collection -- False statements or representation -- Complaint #5603009
Complaint Overview
Complaint ID: 5603009
Company: Ccs Financial Services, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Oregon
ZIP Code: XXXXX
Date Received: 2022-05-25T12:00:00-05:00
Date Sent to Company: 2022-05-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
the debt they are trying to collect is inacccurate. I believe I do not owe at all and was told my representatives of the company they are trying to collect for that I had closed out my account years ago and it was paid up to date. I have told them this and provided proof and also requested they prove my debt. All they sent me was a single page paper saying I am overdue. They will not explain what my charges are for or anything and said they were reporting to a credit agency
Frequently Asked Questions
What is Complaint #5603009 about?
Complaint #5603009 was filed against Ccs Financial Services, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2022-05-25T12:00:00-05:00.
How did Ccs Financial Services, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ccs Financial Services, INC.?
Yes, visit the Ccs Financial Services, INC. company profile at readthecomplaint.com/company/ccs-financial-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.