Debt collection -- Took or threatened to take negative or legal action -- Complaint #5597534
Complaint Overview
Complaint ID: 5597534
Company: Scratch Services, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: California
ZIP Code: 94803
Date Received: 2022-05-24T12:00:00-05:00
Date Sent to Company: 2022-05-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I took out a XXXX loan, we quality for 100 % forgiveness and I applied for that thru the XXXX XXXX but then our bank XXXX XXXX sold our account to Scratch, and they have sent notices of personal delivery at work in front of clients. We have already applied for forgiveness and it's not registering no matter what we do. Please help. We don't have the money as we kept on all our employees. I have submitted our taxes and everything required but they won't stop. XXXX won't help either
Frequently Asked Questions
What is Complaint #5597534 about?
Complaint #5597534 was filed against Scratch Services, INC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2022-05-24T12:00:00-05:00.
How did Scratch Services, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Scratch Services, INC.?
Yes, visit the Scratch Services, INC. company profile at readthecomplaint.com/company/scratch-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.