Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #5592966

Complaint Overview

Complaint ID: 5592966

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Difficulty submitting a dispute or getting information about a dispute over the phone

State: Michigan

ZIP Code: 48092

Date Received: 2022-05-23T12:00:00-05:00

Date Sent to Company: 2022-05-23T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

TRANSUNION IS VIOLATING MY FEDERALLY PROTECTED RIGHTS UNDER THE FAIR CREDIT REPORTING ACT. I SENT TRANSUNION A HANDWRITTEN LETTER ASKING FOR THE DESCRIPTION OF THE PROCEDURE USED TO DETERMINE THE ACCUACY AND COMPLETNESS OF THE INFORMATION, WHICH IS MY RIGHT TO RECIEVE UNDER THE FCRA 15 USC 1681-i ( b ) ( 6 ) ( b ) ( iii ) AND ASKED IF THEY COULDNT PROVIDE IT BY THE END OF THE 30 DAY PERIOD DELETE THE ITEM FROM MY FILE BEFORE THE END OF THE 30 DAY PERIOD PER 15 USC 1681-i ( a ) ( 1 ) ( a ), YOU GUYS HAVE FAILED TO DO BOTH AND NOW ASSUME WILLFULLY AND NEGLIGENT NONCOMPLIANCE WITH FEDERAL LAW, AS I WAS EXPLICTLY CLEAR WITH MY REQUEST. ( HAND WRITTEN LETTER AND IDENTIFICATION ATTACHED ) TODAY ( XXXX ) I SPOKE WITH XXXX WHO SAID THEY CANT PROVIDE ME WITH THE DECRIPTION OF THE THE PROCEDURE USED TO DETERMINE THE ACCUACY BECAUSE ITS SYSTEMATIC.TRANSUNION HAS FAILED TO LET ME EXERCISE MY FEDERALLY PROTECTED RIGHTS. I AM NOT A 3RD PARTY AGENCY MY HANDWRITTEN LETTERS AND ID ARE ATTACHED.

Frequently Asked Questions

What is Complaint #5592966 about?

Complaint #5592966 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2022-05-23T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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