Debt collection -- Written notification about debt -- Complaint #5589224
Complaint Overview
Complaint ID: 5589224
Company: Orions Management Group, LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: South Carolina
ZIP Code: 29526
Date Received: 2022-05-22T12:00:00-05:00
Date Sent to Company: 2022-05-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Orions Management Group LLC sent me a collection letter on XX/XX/XXXX stating I owe a debt. I send a certified verification letter ( see attached ) on XX/XX/XXXX. They received my request on XX/XX/XXXX as it was signed for. I allowed 30 days for a reply. With no reply I sent another certified letter on XX/XX/XXXX stating per the FCRA gives companies 30 days to respond and as of that day I have not received anything so they needed to cease with collectors actions. They did not follow FCRA rules to verify my account. On XX/XX/XXXX they sent me a letter with a statement. This did not verify that the account was mine. I wrote to them asking for detail proof and a contact with my signature. This was not provided. XXXX. stated this account was charged off back in XXXX. South Carolina has a 3 year statute of limitations. its actually illegal for a debt collector to attempt to collect on time-barred debt. Unless XXXX can prove a copy of the original agreement with my signature, please cease and desist with collection.
Frequently Asked Questions
What is Complaint #5589224 about?
Complaint #5589224 was filed against Orions Management Group, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2022-05-22T12:00:00-05:00.
How did Orions Management Group, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Orions Management Group, LLC?
Yes, visit the Orions Management Group, LLC company profile at readthecomplaint.com/company/orions-management-group-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.