Debt collection -- Attempts to collect debt not owed -- Complaint #5578386
Complaint Overview
Complaint ID: 5578386
Company: Asset Recovery Solutions, LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Georgia
ZIP Code: 30005
Date Received: 2022-05-18T12:00:00-05:00
Date Sent to Company: 2022-05-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
This erroneous and incorrect debt on behalf of XXXX XXXX XXXX XXXX XXXX was transferred to another collection company trying to collect on a debt not owed. Asset Recovery Solutions , LLC is attempting to collect an erroneous and incorrect debt on behalf of XXXX XXXX XXXX XXXX XXXX with XXXX XXXX XXXX XXXX ( XXXX XXXX ) as the original creditor for the account ending in XXXX and or XXXX XXXX XXXX XXXX with account number ending in XXXX for the balance amount owed of {$1600.00} asserted as of XX/XX/2021, or any previously updated balances. As of XX/XX/2021, the balance is {$0.00} for XXXX XXXX XXXX XXXX XXXX XXXX XXXX ), the entire matter was written off upon a dispute of inaccurate, incorrect, false, and erroneous information. The credit reports show as of XX/XX/2021 a balance of {$0.00} is owed to XXXX XXXX XXXX XXXX XXXX XXXX XXXX ). Any such attempt to collect on a balance by Asset Recovery Solutions , LLC with XXXX XXXX XXXX, XXXX as the creditor is false, inaccurate, erroneous, and incorrect. There is no balance owed to XXXX XXXX XXXX, XXXX for XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX ) as the original creditor. Asset Recovery Solutions , LLC 's actions are unlawful to collect on a default not owed with a XXXX balance. They continue to transfer debt collections that are unlawful and not owed.
Frequently Asked Questions
What is Complaint #5578386 about?
Complaint #5578386 was filed against Asset Recovery Solutions, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-05-18T12:00:00-05:00.
How did Asset Recovery Solutions, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Asset Recovery Solutions, LLC?
Yes, visit the Asset Recovery Solutions, LLC company profile at readthecomplaint.com/company/asset-recovery-solutions-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.