Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5568506
Complaint Overview
Complaint ID: 5568506
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 32811
Date Received: 2022-05-16T12:00:00-05:00
Date Sent to Company: 2022-05-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Equifax should remove XXXX XXXX XXXX from my credit report immediately due to the fact that they have violated my rights under the Fair Credit Reporting Act, Section 611 ( c ) which clearly states and I quote Section 611 ( c ) of the FCRA provides : " Whenever a statement of dispute is filed,... the consumer reporting agency shall, in any subsequent consumer report containing the information in question, clearly note that it is disputed by the consumer and provide either the consumer 's statement or a clear and accurate codification or summary thereof '' In a credit report dated XX/XX/2022 that Equifax sent to me they fail to mention that the XXXX XXXX XXXX account number XXXX was disputed by me and that I have been disputing the accuracy of this account for over 8 months now. The last dispute concerning the XXXX XXXX XXXX account was received by Equifax more than 30 days before the printing of this credit report dated XX/XX/2022 but yet Equifax failed to mention on the credit report that this account was disputed by me. I have attached a copy of the credit report sent to me and highlighted the violation. The highlighted violation can be found on pages 11 & 12 of the credit report. ( kindly see file attached ). Equifax refused to place this statement on the credit report which is a violation of the Fair Credit Reporting Act and according to the Fair Credit Reporting Act such a violation warrants the immediate deletion of such an account from a person 's credit report. Because of this violation Equifax is liable for a {$1000.00} fine. Kindly delete XXXX XXXX XXXX immediately from my credit report. A failure to do so will result in me taking legal action against this company for violating my rights under the Fair Credit Reporting Act.
Frequently Asked Questions
What is Complaint #5568506 about?
Complaint #5568506 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-05-16T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.