Debt collection -- Attempts to collect debt not owed -- Complaint #5567983
Complaint Overview
Complaint ID: 5567983
Company: U.S. Collections West, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed
State: Arizona
ZIP Code: 850XX
Date Received: 2022-05-16T12:00:00-05:00
Date Sent to Company: 2022-05-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Debt was collected due to a lease impacted under the COVID-19 pandemic. The start of the pandemic congress passed the CARES ( Coronavirus Aid, Relief, and Economic Security ) Act, which prevented landlords of certain residences nationwide from evicting tenants from XX/XX/XXXX to XX/XX/XXXX. The protections were actually extended for over a yearuntil the Supreme Court decision ended it in XXXX, XXXX. My lease was affected under the dates and left the premises during the moratorium effective dates.
Frequently Asked Questions
What is Complaint #5567983 about?
Complaint #5567983 was filed against U.S. Collections West, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-05-16T12:00:00-05:00.
How did U.S. Collections West, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against U.S. Collections West, INC.?
Yes, visit the U.S. Collections West, INC. company profile at readthecomplaint.com/company/u-s-collections-west-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.