Credit reporting, credit repair services, or other personal consumer reports -- Problem with fraud alerts or security freezes -- Complaint #5567256

Complaint Overview

Complaint ID: 5567256

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with fraud alerts or security freezes

State: Georgia

ZIP Code: 30188

Date Received: 2022-05-16T12:00:00-05:00

Date Sent to Company: 2022-05-16T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I just had my credit report pulled from Equifax by XXXX XXXX. The bank was unable to process my loan do to a fraud report being on credit report. I called Equifax and was told by numerous agents that there was no block on the report. the credit union pulled the credit again and it was still there. not sure how to get this Fraud block off as no one is able to help me at Equifax. further more after I hung up with them my online Equifax account was not accessible and I am not able to get into my credit report

Frequently Asked Questions

What is Complaint #5567256 about?

Complaint #5567256 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with fraud alerts or security freezes. It was received by the CFPB on 2022-05-16T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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