Mortgage -- Trouble during payment process -- Complaint #5540526

Complaint Overview

Complaint ID: 5540526

Company: Loancare, LLC

Product: Mortgage

Sub-Product: Conventional home mortgage

Issue: Trouble during payment process

State: Texas

ZIP Code: 787XX

Date Received: 2022-05-04T12:00:00-05:00

Date Sent to Company: 2022-05-04T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American, Servicemember

Consumer Narrative

I have a 30 year fixed rate mortgage serviced by Loancare, XXXX XXXX, XXXX. I live in XXXX and I am trying to get a XXXX XXXX XXXX. The lender I am working with stated that our deed shows Loancare as servicing a XXXX XXXX XXXX instead of a 30 year fixed mortgage. I have called Loancare three times to get this corrected and I received a different answer every time, although they have admitted their error. I am unable to get them to document this information back to me in writing. If this is not corrected soon, I will loose a favorable loan interest rate on my XXXX XXXX XXXX. This is the only outstanding issue.

Frequently Asked Questions

What is Complaint #5540526 about?

Complaint #5540526 was filed against Loancare, LLC regarding Mortgage specifically about Trouble during payment process. It was received by the CFPB on 2022-05-04T12:00:00-05:00.

How did Loancare, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Loancare, LLC?

Yes, visit the Loancare, LLC company profile at readthecomplaint.com/company/loancare-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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