Mortgage -- Trouble during payment process -- Complaint #5540523

Complaint Overview

Complaint ID: 5540523

Company: Morgan Stanley & Co. LLC

Product: Mortgage

Sub-Product: Conventional home mortgage

Issue: Trouble during payment process

State: California

ZIP Code: 90036

Date Received: 2022-05-04T12:00:00-05:00

Date Sent to Company: 2022-05-04T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have requested my mortgage servicer escrow and pay both homeowners insurance and property taxes. My servicer has not complied, and have requested the same documents over and over, despite me already having sent the requested documents in a timely manner. My insurer informed me that my annual premium was not paid. The servicer has everything they need to calculate the escrow and pay the insurance and taxes. I am making no progress through the numerous letters I have sent, nor have they complied with my request for information under RESPA.

Frequently Asked Questions

What is Complaint #5540523 about?

Complaint #5540523 was filed against Morgan Stanley & Co. LLC regarding Mortgage specifically about Trouble during payment process. It was received by the CFPB on 2022-05-04T12:00:00-05:00.

How did Morgan Stanley & Co. LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Morgan Stanley & Co. LLC?

Yes, visit the Morgan Stanley & Co. LLC company profile at readthecomplaint.com/company/morgan-stanley-co-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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