Debt collection -- Communication tactics -- Complaint #5523216

Complaint Overview

Complaint ID: 5523216

Company: Strategic Alliances, INC.

Product: Debt collection

Sub-Product: Credit card debt

Issue: Communication tactics

Sub-Issue: You told them to stop contacting you, but they keep trying

State: New Jersey

ZIP Code: 08302

Date Received: 2022-05-01T12:00:00-05:00

Date Sent to Company: 2022-05-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I received notice from XXXXXXXX XXXX XXXXXXXX regarding a debt that I did not recognize and filed an identity theft case with FTC on the identity theft website and sent a letter of validation to XXXXXXXX XXXX XXXXXXXX on XX/XX/2022. On XX/XX/2022 they requested a default judgment and did not comply with my letter within 5 days and continued to collect the debt and sue me. I did not receive any validation so I sent a second letter of validation dated XX/XX/2022 and specifically stated that they should send me everything in writing and to stop all phone calls. XXXXXXXX XXXX XXXX continued with the case and filed for a summary judgment on XX/XX/2022. On XX/XX/2022 they continued to call my phone and left a voicemail message to call them which violated my cease and desist letter regarding phone calls. On XX/XX/2022 I received a notification from XXXXXXXX XXXX XXXX which included information about the debt which I disagree with so I filed an objection to the summary judgment on XX/XX/2022 and oral arguments will be heard on XX/XX/2022.

Frequently Asked Questions

What is Complaint #5523216 about?

Complaint #5523216 was filed against Strategic Alliances, INC. regarding Debt collection specifically about Communication tactics. It was received by the CFPB on 2022-05-01T12:00:00-05:00.

How did Strategic Alliances, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Strategic Alliances, INC.?

Yes, visit the Strategic Alliances, INC. company profile at readthecomplaint.com/company/strategic-alliances-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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