Mortgage -- Applying for a mortgage or refinancing an existing mortgage -- Complaint #5518842

Complaint Overview

Complaint ID: 5518842

Company: Shellpoint Partners, LLC

Product: Mortgage

Sub-Product: Home equity loan or line of credit (HELOC)

Issue: Applying for a mortgage or refinancing an existing mortgage

State: Maryland

ZIP Code: 216XX

Date Received: 2022-04-29T12:00:00-05:00

Date Sent to Company: 2022-04-29T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

Yesterday, XX/XX/2022 my wife called NewRez Mortgage company to ask about a HELOC for our mortgage. They stated they did not offer a HELOC but other types of loans. At no point did I speak to the gentleman on the phone nor did I authorize my credit to be pulled by this company. Today I am receiving multiple calls from other Mortgage Lenders in reference to my credit being pulled for a loan. I never authorized my credit to be ran. In fact, I never spoke with anyone on the phone at all.

Frequently Asked Questions

What is Complaint #5518842 about?

Complaint #5518842 was filed against Shellpoint Partners, LLC regarding Mortgage specifically about Applying for a mortgage or refinancing an existing mortgage. It was received by the CFPB on 2022-04-29T12:00:00-05:00.

How did Shellpoint Partners, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Shellpoint Partners, LLC?

Yes, visit the Shellpoint Partners, LLC company profile at readthecomplaint.com/company/shellpoint-partners-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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