Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5513946
Complaint Overview
Complaint ID: 5513946
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: California
ZIP Code: XXXXX
Date Received: 2022-04-28T12:00:00-05:00
Date Sent to Company: 2022-04-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
This company coerced my husband and I under extreme pressure into signing a contract. It was from XXXX pm until XXXX pm on our XXXX Anniversary. We were told we would not be pressured and it would be only a few hours. They picked us up at XXXX XXXX XXXX XXXX and took us to another facility. After I told them we could not afford the timeshare, they kept reducing it. My credit didnt go through and I was relieved that I couldnt pay them but they kept coming up with another plan. By XXXX I was tired and wasnt thinking straight. I didnt think I could cancel when I regretted the very next day signing a contract with them. I thought it was too late. I have never used their services. Not once. I am very unhappy that my credit report will be so bad forever because of their reporting methods. It is fraud and companies like this should not operate. We can not afford. My husband is XXXX XXXX XXXX and our income is low. We are not healthy to be traveling as well. In principle I do not feel I owe them anything as we have never gotten anything in return. Please help us. Thank you.
Frequently Asked Questions
What is Complaint #5513946 about?
Complaint #5513946 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-04-28T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.