Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #5508254

Complaint Overview

Complaint ID: 5508254

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Georgia

ZIP Code: 30024

Date Received: 2022-04-27T12:00:00-05:00

Date Sent to Company: 2022-04-27T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I submitted several disputes and a CFPB compliant the issue remains. Equifax is reporting a debt I DO NOT OWE. I do not know this medical place. I requested information to be sent to me showing what this debt is and how it relates to me. I haven't received ANYTHING.They reply verified my rights are being violated. FRCA 611 ( a ) ( 7 ) states I can receive this information. I do NOT owe agency XXXX! This should be removed immediately! I received an alert from credit monitoring a new collection was reported. It's the same account it was showing agent XXXX assigned XX/XX/XXXX. Equifax illegally changed it to XX/XX/XXXX to re-age the debt I do not owe. I will attach the dates to this complaint.

Frequently Asked Questions

What is Complaint #5508254 about?

Complaint #5508254 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2022-04-27T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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