Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5461816

Complaint Overview

Complaint ID: 5461816

Company: Mortgage Research Center, LLC

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: Texas

ZIP Code: 770XX

Date Received: 2022-04-18T12:00:00-05:00

Date Sent to Company: 2022-04-18T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I never gave authorization nor applied for a home loan with this company Veterans United Home, a man that I have been separated from and divorcing applied using my information. This is a mortgage company, I called to find our who they were and why are they showing on my credit report. I asked them to remove and they refused.

Frequently Asked Questions

What is Complaint #5461816 about?

Complaint #5461816 was filed against Mortgage Research Center, LLC regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-04-18T12:00:00-05:00.

How did Mortgage Research Center, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Mortgage Research Center, LLC?

Yes, visit the Mortgage Research Center, LLC company profile at readthecomplaint.com/company/mortgage-research-center-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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