Debt collection -- Attempts to collect debt not owed -- Complaint #5461707
Complaint Overview
Complaint ID: 5461707
Company: Emcc Holdings, LLC
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Oklahoma
ZIP Code: 73034
Date Received: 2022-04-18T12:00:00-05:00
Date Sent to Company: 2022-04-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This account is not authorized and is therefore fraudulent. I only agreed to in house financing and not third party loans. They sold my information to another company that opened an account under my name without my consent. My personal information has been breached. It is not authorized and I have never given permission for it to open and charged. Please remove this account from my credit report, all of the inquiries, and block them from placing these unauthorized account on my credit. I am a victim of fraud and theft.
Frequently Asked Questions
What is Complaint #5461707 about?
Complaint #5461707 was filed against Emcc Holdings, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-04-18T12:00:00-05:00.
How did Emcc Holdings, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Emcc Holdings, LLC?
Yes, visit the Emcc Holdings, LLC company profile at readthecomplaint.com/company/emcc-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.