Debt collection -- Attempts to collect debt not owed -- Complaint #5458024
Complaint Overview
Complaint ID: 5458024
Company: Erc
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Maryland
ZIP Code: 20723
Date Received: 2022-04-17T12:00:00-05:00
Date Sent to Company: 2022-04-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This so called debt is a total lie being handed off from one to another for more than 7 years now... I am tired of this lie and deny ever owning said debt or any attachment what so ever.. I demand this lie to be removed and erased from my personal life and anything attached to my name.. I DENY ALL AND EVERY CONNECTION TO THIS ACCOUNT IN THE AMOUNT OF {$300.00} ... XXXX.!! THIS IS CRAZZZYYY... ALL LIES AND ATTEMPTS ARE SOLEY FOR THESE COMPANIES TO BE SHARKS... REMOVE THIS CREATURE FROM MY LIFE PLEASE... AND STOP YOUR LIES...
Frequently Asked Questions
What is Complaint #5458024 about?
Complaint #5458024 was filed against Erc regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-04-17T12:00:00-05:00.
How did Erc respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Erc?
Yes, visit the Erc company profile at readthecomplaint.com/company/erc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.