Vehicle loan or lease -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #5399894
Complaint Overview
Complaint ID: 5399894
Company: Nissan Motor Acceptance Company LLC
Product: Vehicle loan or lease
Sub-Product: Loan
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-Issue: Investigation took more than 30 days
State: Florida
ZIP Code: 32835
Date Received: 2022-04-02T12:00:00-05:00
Date Sent to Company: 2022-04-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Hello- I'm submitting a compliant to Nissan Motor Corporation for not notifying me in reporting missed payments to the credit bureau. They have never gave me time to pay my monthly loan amount and they went ahead reported me to the credit bureau. In XXXX, I have received five missed payments- XXXX, XXXX, XXXX, XXXX, and XXXX. I was not notified by Nissan Motor Corporation of their plan to submit a compliant to Credit Bureau. My monthly payment is {$350.00} and I have never missed a payment in XXXX, XXXX, XXXX, and XXXX. My loan amount is {$21000.00} and it was opened on XX/XX/XXXX.
Frequently Asked Questions
What is Complaint #5399894 about?
Complaint #5399894 was filed against Nissan Motor Acceptance Company LLC regarding Vehicle loan or lease specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2022-04-02T12:00:00-05:00.
How did Nissan Motor Acceptance Company LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.
Can I see other complaints against Nissan Motor Acceptance Company LLC?
Yes, visit the Nissan Motor Acceptance Company LLC company profile at readthecomplaint.com/company/nissan-motor-acceptance-company-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.