Debt collection -- Took or threatened to take negative or legal action -- Complaint #5393798
Complaint Overview
Complaint ID: 5393798
Company: Southwest Mediation Service
Product: Debt collection
Sub-Product: Other debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened to sue you for very old debt
State: New Hampshire
ZIP Code: 03104
Date Received: 2022-03-31T12:00:00-05:00
Date Sent to Company: 2022-04-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Southwest Mediation Service called about a legal action for unpaid bills from XXXX XXXX XXXX, regarding magazines that were issued but not paid for. the phone # that they called for is XXXX. One of the magazines mentioned was XXXX XXXX I called them directly and they confirmed that I don't owe them any money.
Frequently Asked Questions
What is Complaint #5393798 about?
Complaint #5393798 was filed against Southwest Mediation Service regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2022-03-31T12:00:00-05:00.
How did Southwest Mediation Service respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Southwest Mediation Service?
Yes, visit the Southwest Mediation Service company profile at readthecomplaint.com/company/southwest-mediation-service to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.