Debt collection -- Attempts to collect debt not owed -- Complaint #5393038
Complaint Overview
Complaint ID: 5393038
Company: Plusfour, INC
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Nevada
ZIP Code: 89131
Date Received: 2022-03-31T12:00:00-05:00
Date Sent to Company: 2022-03-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I rented a house for 9 years and after moving out XXXX XXXX management of XXXX XXXX sent me to collections for {$12000.00} stating I was responsible for things that were normal wear and tear ( carpet, paint, flooring ). This was not a judgement on me and I disputed this with XXXX XXXX XXXX, the collection agency PlusFour INC and all XXXX credit bureaus XXXX, XXXX and XXXX twice. All disputes came back as saying the debt belongs to me. It doesn't, I have stated many times that this was normal wear and tear and am not responsible for the upgrading of the house. I can not get this removed from my credit reports and it needs to be removed.
Frequently Asked Questions
What is Complaint #5393038 about?
Complaint #5393038 was filed against Plusfour, INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-03-31T12:00:00-05:00.
How did Plusfour, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Plusfour, INC?
Yes, visit the Plusfour, INC company profile at readthecomplaint.com/company/plusfour-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.