Payday loan, title loan, or personal loan -- Incorrect information on your report -- Complaint #5392369

Complaint Overview

Complaint ID: 5392369

Company: Conn'S, INC.

Product: Payday loan, title loan, or personal loan

Sub-Product: Installment loan

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: Texas

ZIP Code: XXXXX

Date Received: 2022-03-31T12:00:00-05:00

Date Sent to Company: 2022-03-31T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

Dear CONN APPLIANCES , INC . Your company is furnishing inaccurate and incorrect information to the consumer reporting agencies. The reporting of such inaccurate information has caused serve damage to my character, my reputation my general mode of living and my ability to obtain credit for personal and house purpose. Per : 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies. 1 ) Prohibition ( A ) Reporting information with actual knowledge of errors A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. Please remove account XXXX from all reporting agency immediately or will consider taking legal action against you. LAST REPORTED DATE, DATE OF LAST ACTIVE AND DATE OF LAST PAYMENT are all inaccurate. I have enclosed a copy of all inaccurate information Exhibits A and a copy of my driver licenses and utility bill as proof of identity. I tried to send you information regarding this matter in my mail was return the address you guys are reporting on my consumer report is also wrong

Frequently Asked Questions

What is Complaint #5392369 about?

Complaint #5392369 was filed against Conn'S, INC. regarding Payday loan, title loan, or personal loan specifically about Incorrect information on your report. It was received by the CFPB on 2022-03-31T12:00:00-05:00.

How did Conn'S, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.

Can I see other complaints against Conn'S, INC.?

Yes, visit the Conn'S, INC. company profile at readthecomplaint.com/company/conn-s-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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