Mortgage -- Closing on a mortgage -- Complaint #5387094

Complaint Overview

Complaint ID: 5387094

Company: Long & Foster Financial Services, INC.

Product: Mortgage

Sub-Product: FHA mortgage

Issue: Closing on a mortgage

State: Wisconsin

ZIP Code: 540XX

Date Received: 2022-03-30T12:00:00-05:00

Date Sent to Company: 2022-03-30T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

the appraisal for the home i bought on XX/XX/2021 had over XXXX incorrect entries. the appraiser inflated the value to match the loan and the mortgage company knew that. they with held the appraisal from me until less that 40 hours before closing so i would not have time to carefully look it over. they also charged me twice for the same fees. the home is structuraly not sound and they refused to look into it. due to this, i have lost my job, my credit is ruined and the home needs to be demolished. they have not looked into this and have offered no help in any way. the mortgage company also made my income appear to be more than what I reported.

Frequently Asked Questions

What is Complaint #5387094 about?

Complaint #5387094 was filed against Long & Foster Financial Services, INC. regarding Mortgage specifically about Closing on a mortgage. It was received by the CFPB on 2022-03-30T12:00:00-05:00.

How did Long & Foster Financial Services, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Long & Foster Financial Services, INC.?

Yes, visit the Long & Foster Financial Services, INC. company profile at readthecomplaint.com/company/long-foster-financial-services-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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