Debt collection -- False statements or representation -- Complaint #5371278
Complaint Overview
Complaint ID: 5371278
Company: Cig Financial LLC
Product: Debt collection
Sub-Product: Auto debt
Issue: False statements or representation
Sub-Issue: Indicated you were committing crime by not paying debt
State: California
ZIP Code: 94608
Date Received: 2022-03-26T12:00:00-05:00
Date Sent to Company: 2022-03-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
JUST MADE A PAYMENT XX/XX/2022 WITH CIG FINANCIAL, THEN XXXX MINUTES LATER I GET A EMAIL SAYING THEY TAKING THE CAR FOR XXXX BACK OWED. THEY TOOK MY MONEY THEN SAID THEY TAKING THE CAR. I NEVER SEE A STATEMENT FROM THEM AND I CANT EVEN SEE HOW MUCH I OWE. THEY ARE USING A FRADULENT NAME AND SOCIAL IN MY NAME. XXXX IS NOT MY NAME XXXX XXXX. XXXX COMPANY HAS RISK BASED PRICING, ABUSIVE UNFAIR LENDING, UNFAIR CHARGES, ABUSIVE, PREDATORY LENDING AND DECEPTIVE TERMS. IM GETTING CHARGE UN DISCLOSED INTEREST. THREATENING CALLS FROM XXXX XXXX
Frequently Asked Questions
What is Complaint #5371278 about?
Complaint #5371278 was filed against Cig Financial LLC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2022-03-26T12:00:00-05:00.
How did Cig Financial LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Cig Financial LLC?
Yes, visit the Cig Financial LLC company profile at readthecomplaint.com/company/cig-financial-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.