Debt collection -- Attempts to collect debt not owed -- Complaint #5369651

Complaint Overview

Complaint ID: 5369651

Company: Convergent Resources, INC.

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Texas

ZIP Code: 77386

Date Received: 2022-03-25T12:00:00-05:00

Date Sent to Company: 2022-03-26T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I have attempted to contact CONVERGENT OUTSOURCING on numerous occasions, asking that they provide validation that this debt is owed by me. The company has not responded to any of my letters and have not been able to provide validation that the debt is rightfully mine. However, every week or so, they go in and flag the collection to the credit bureaus. They are clearly operating unethically.

Frequently Asked Questions

What is Complaint #5369651 about?

Complaint #5369651 was filed against Convergent Resources, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-03-25T12:00:00-05:00.

How did Convergent Resources, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Convergent Resources, INC.?

Yes, visit the Convergent Resources, INC. company profile at readthecomplaint.com/company/convergent-resources-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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