Credit card or prepaid card -- Unexpected or other fees -- Complaint #5364807

Complaint Overview

Complaint ID: 5364807

Company: Incomm Holdings INC.

Product: Credit card or prepaid card

Sub-Product: Gift card

Issue: Unexpected or other fees

State: Iowa

ZIP Code: 50320

Date Received: 2022-03-24T12:00:00-05:00

Date Sent to Company: 2022-03-24T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Hello I have received a {$25.00} Vanilla Gift Card as a gift years ago. Considering the fact that money does not expire, I had no urgency to use it until recently. I now notice that there are multiple fraudelent transactions on my account. Please note, I researched Vanilla Gift Cards and I see many people are losing money with this company. There are multiple horrible reviews and stories on the consumbe reports. I have tried working with them on re imbursing the money that I feel like was stolen from me. I sent them a request on XXXX XXXX. Sent them another request and for an update on XX/XX/2022 and another one on XX/XX/2022 only to be ignored by them. This is absolutely unprofessional and unethical. I am not sure how this company is still allowed to sell gift cards. Please reimburse the money that was stole from me. Sincerely XXXX XXXX

Frequently Asked Questions

What is Complaint #5364807 about?

Complaint #5364807 was filed against Incomm Holdings INC. regarding Credit card or prepaid card specifically about Unexpected or other fees. It was received by the CFPB on 2022-03-24T12:00:00-05:00.

How did Incomm Holdings INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Incomm Holdings INC.?

Yes, visit the Incomm Holdings INC. company profile at readthecomplaint.com/company/incomm-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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