Debt collection -- Written notification about debt -- Complaint #5364407

Complaint Overview

Complaint ID: 5364407

Company: Equifax, INC.

Product: Debt collection

Sub-Product: Credit card debt

Issue: Written notification about debt

Sub-Issue: Didn't receive notice of right to dispute

State: Kentucky

ZIP Code: 40218

Date Received: 2022-03-24T12:00:00-05:00

Date Sent to Company: 2022-03-24T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

The following account is inaccurate and fraudulent. I did not own the following debt. I attached some screenshot of my report saying there are discrepancies in my accounts that the other bureaus do not have any input about the debt, please see attachment. XXXX XXXX XXXXXXXX / {$2800.00}

Frequently Asked Questions

What is Complaint #5364407 about?

Complaint #5364407 was filed against Equifax, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2022-03-24T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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