Debt collection -- Took or threatened to take negative or legal action -- Complaint #5363994

Complaint Overview

Complaint ID: 5363994

Company: Americollect

Product: Debt collection

Sub-Product: Medical debt

Issue: Took or threatened to take negative or legal action

Sub-Issue: Threatened or suggested your credit would be damaged

State: Florida

ZIP Code: 32225

Date Received: 2022-03-24T12:00:00-05:00

Date Sent to Company: 2022-03-24T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I had an XXXX XXXX XXXX did not submit the claim to my insurance company. Sold the debt to the collection agency. Collection agency XXXX provided me with an itemized bill in months so I can submit to my insurance company. There has been multiple attempts to get the information and they keep giving me credit derogatory marks and refuse to remove them. They also said that until it is lid, they will keep damaging my credit.

Frequently Asked Questions

What is Complaint #5363994 about?

Complaint #5363994 was filed against Americollect regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2022-03-24T12:00:00-05:00.

How did Americollect respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Americollect?

Yes, visit the Americollect company profile at readthecomplaint.com/company/americollect to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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