Vehicle loan or lease -- Struggling to pay your loan -- Complaint #5358515

Complaint Overview

Complaint ID: 5358515

Company: Experian Information Solutions INC.

Product: Vehicle loan or lease

Sub-Product: Loan

Issue: Struggling to pay your loan

Sub-Issue: Loan balance remaining after the vehicle is repossessed and sold

State: Texas

ZIP Code: 75240

Date Received: 2022-03-23T12:00:00-05:00

Date Sent to Company: 2022-03-23T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This account was repossessed and written off, with no 1099 sent to me. This account was repossessed in 2016 sold and charged off sent to collections and still reporting late payments every month. How can a closed charge off account report late payments.

Frequently Asked Questions

What is Complaint #5358515 about?

Complaint #5358515 was filed against Experian Information Solutions INC. regarding Vehicle loan or lease specifically about Struggling to pay your loan. It was received by the CFPB on 2022-03-23T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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